Bad Luck
I've been having a string of bad luck lately. At least, I hope it's just temporary. I know, I know, everyone has some bad days now and then, but it just seems to be focusing on me. (How selfish is that?!) Really starting to believe "the cosmos are against me." Oh, where did it begin?
I guess it started when my life started getting better. (Maybe this is a return to normalcy.) Around the 19th or 20th of April, I finally registered for college. It's been something I've been meaning to do for about 7 years. Congratulations, me. Accomplishment. Fulfillment. Success. I also purchased a car. Which reminds me...wait, back up, that must have been a highlight.
About a week before, I drove my wife to work and decided to drop by my local electronics store and see what I could see. While pulling into a parking stall, the driver of the car parked next to my future stall swung his door open widely and I clipped it. Wasn't my fault, but we were going to let the insurance companies decide that. A few days later (we were planning on a trip to Wendover, NV.) our passenger window decided to stop working, half way down. Then, it would't roll up, then finally quit working all together. We had to tape the damned thing shut with masking tape. Needless to say, we didn't make it to Wendover. Rather than fork over several hundred dollars to fix the heap of junk, it would be easier to have no money down and just trade it in. So we bought one, a 2004 Honda Civic.
My wifes horrible credit prevented a co-signer so I bought it by myself. We were upside down on our old car and the "pay-off" put us upside-down on the Honda. That's okay. Hondas are reliable vehicles and maintain their value well over the years. I'm not worried yet. I believe, with some disipline, we could turn it into an asset.
Now it starts to get really bad. Not 7 days after we purchased this vehicle, while driving my wife to work, someone cuts me off and runs me off the road onto someones lawn. I had nearly hit him if I hadn't been quick to react. (An amazed witness later commented about the quickenss of my reflexes.) The impact from the curb popped my right front tire and broke the sidewall of my left front. (I wasn't going to find out about the damage to the left front tire until later that day.) While I blared on my horn at the asshole, he/she sped up. After installing the temporary tire, I drove my wife to work and $85 later, my right front tire was fixed. Later that day, on my way to pick up my wife, while sitting at a red light, I heard a "PHFFFFFFssssshhhhhhhhhh" sound. When the light turned green, my steering wheel was vibrating quite hard and I pulled into a Wendy's parking lot to see what was wrong. The damage on my left front tire made itself evident and my tire was flat. Again, I installed the temporary tire and picked my wife up from work. The rest of the weekend was spent on the temporary tire. I couldn't fix it that late in the day, nor the next because I live in Utah and Utah closes from 6:00 Saturday until Monday morning. It was 6:30 when I popped my tire. I missed paid time at work the following Monday to have the tire fixed and another $85 later it was.
Later that week, the car dealer calls and informs me that the "pay-off" on my old car was higher than expected and I needed to pay $82 to make up the difference. (I'm still a little suspicious about this and haven't paid it yet. He keeps missing his call-back appointment.) We also received, in the mail, a notice that our car insurance went up 20%. Things are great, right?
I mentioned earlier that I registered for college. Well, my EFC rating for government financial aid was over 18,000. That is bad. That pretty much means I get NO help from the government to go to school. I'll have to pay for it entirely out-of-pocket.
The last week at work has been grueling. Canvas prints, for some strange reason, have become damaged or develop imperfections. They're printed over and over again and must be received by the end of the week. It is now Thursday.
My wife hasn't had ANY sales at all and was asked NOT to come in yesterday. So, I've got these bills stacking and NO income to pay for it.
I can feel hard times approaching. I'm almost desperate. I'm anti-religious but, I'm starting to understand why some people look to their higher powers. I've heard a saying about a swinging pendulum, that it always comes back the other direction. I've also heard other quips and quotes. "It's always darkest before the dawn" and "once you hit rock bottom, you can only go up." Rock bottom...please, let rock bottom be right now. I don't know how much lower things can get, or how much lower I can last without... I just don't know.
I guess it started when my life started getting better. (Maybe this is a return to normalcy.) Around the 19th or 20th of April, I finally registered for college. It's been something I've been meaning to do for about 7 years. Congratulations, me. Accomplishment. Fulfillment. Success. I also purchased a car. Which reminds me...wait, back up, that must have been a highlight.
About a week before, I drove my wife to work and decided to drop by my local electronics store and see what I could see. While pulling into a parking stall, the driver of the car parked next to my future stall swung his door open widely and I clipped it. Wasn't my fault, but we were going to let the insurance companies decide that. A few days later (we were planning on a trip to Wendover, NV.) our passenger window decided to stop working, half way down. Then, it would't roll up, then finally quit working all together. We had to tape the damned thing shut with masking tape. Needless to say, we didn't make it to Wendover. Rather than fork over several hundred dollars to fix the heap of junk, it would be easier to have no money down and just trade it in. So we bought one, a 2004 Honda Civic.
My wifes horrible credit prevented a co-signer so I bought it by myself. We were upside down on our old car and the "pay-off" put us upside-down on the Honda. That's okay. Hondas are reliable vehicles and maintain their value well over the years. I'm not worried yet. I believe, with some disipline, we could turn it into an asset.
Now it starts to get really bad. Not 7 days after we purchased this vehicle, while driving my wife to work, someone cuts me off and runs me off the road onto someones lawn. I had nearly hit him if I hadn't been quick to react. (An amazed witness later commented about the quickenss of my reflexes.) The impact from the curb popped my right front tire and broke the sidewall of my left front. (I wasn't going to find out about the damage to the left front tire until later that day.) While I blared on my horn at the asshole, he/she sped up. After installing the temporary tire, I drove my wife to work and $85 later, my right front tire was fixed. Later that day, on my way to pick up my wife, while sitting at a red light, I heard a "PHFFFFFFssssshhhhhhhhhh" sound. When the light turned green, my steering wheel was vibrating quite hard and I pulled into a Wendy's parking lot to see what was wrong. The damage on my left front tire made itself evident and my tire was flat. Again, I installed the temporary tire and picked my wife up from work. The rest of the weekend was spent on the temporary tire. I couldn't fix it that late in the day, nor the next because I live in Utah and Utah closes from 6:00 Saturday until Monday morning. It was 6:30 when I popped my tire. I missed paid time at work the following Monday to have the tire fixed and another $85 later it was.
Later that week, the car dealer calls and informs me that the "pay-off" on my old car was higher than expected and I needed to pay $82 to make up the difference. (I'm still a little suspicious about this and haven't paid it yet. He keeps missing his call-back appointment.) We also received, in the mail, a notice that our car insurance went up 20%. Things are great, right?
I mentioned earlier that I registered for college. Well, my EFC rating for government financial aid was over 18,000. That is bad. That pretty much means I get NO help from the government to go to school. I'll have to pay for it entirely out-of-pocket.
The last week at work has been grueling. Canvas prints, for some strange reason, have become damaged or develop imperfections. They're printed over and over again and must be received by the end of the week. It is now Thursday.
My wife hasn't had ANY sales at all and was asked NOT to come in yesterday. So, I've got these bills stacking and NO income to pay for it.
I can feel hard times approaching. I'm almost desperate. I'm anti-religious but, I'm starting to understand why some people look to their higher powers. I've heard a saying about a swinging pendulum, that it always comes back the other direction. I've also heard other quips and quotes. "It's always darkest before the dawn" and "once you hit rock bottom, you can only go up." Rock bottom...please, let rock bottom be right now. I don't know how much lower things can get, or how much lower I can last without... I just don't know.